Real Estate Back in Vogue

Tuesday, April 14th, 2015

From outcast to homecoming king, real estate is popular again. But how (and should) this asset class be part of your long-term investment strategy? The Dow Jones Global Real Estate Index – a measure of commercial, residential and REIT returns throughout the investable world – returned almost 13.5% in 2014. Meanwhile, residential home prices in […] More ›


Your Home as an Investment

Tuesday, March 31st, 2015

It is often said that a home is the biggest investment most people will ever make. But is your home really an investment? As home prices rise, the long-lived debate over housing as an investment once again takes the limelight. Viewpoints are strongly held on both sides, and for good reason. The answer, in our […] More ›


Tax-Saving Tips for Procrastinators

Tuesday, March 24th, 2015

In keeping with the season, here are a few last-minute tax-saving tools. First, and perhaps most obviously, it is not too late to make a Traditional IRA contribution for the 2014 tax year. The contribution, which for most taxpayers is capped at $5,500 ($6,500 for those 50 and over), can be made any time prior […] More ›


Planning for an Unknowable Future

Tuesday, March 17th, 2015

We are in the business of helping people manage their financial resources to achieve their varied goals, many of which are years or even decades into the future. But how can we predict a future yet to unfold? Here are some of the tools in our toolbox: Look to the Past – It’s true: past performance does […] More ›


A Trip to the Dentist or a Day at the Beach: What Is Financial Planning Really Like?

Tuesday, March 3rd, 2015

Financial planning is, at its core, a process. While the calculations and conclusions involved in planning are extremely valuable, we would argue the greatest gains are achieved by undergoing the steps themselves. So what exactly do those steps look like? First, the client must gather a host of financial documents such as account statements, wills […] More ›


Umbrella Insurance: How Much Is Enough?

Tuesday, February 17th, 2015

Are your assets adequately protected? These days, lawsuits are common and judgments can be substantial. The more assets you own, the more vulnerable you are. Personal excess liability (aka “Umbrella Insurance”) policies provide you an additional level of liability protection beyond the coverage offered by your basic insurance policies. While there is no one-size-fits-all approach […] More ›


Judy Quoted in The Wall Street Journal

Friday, February 6th, 2015

Judy, our founder and president, was quoted in The Wall Street Journal article “Advisers See a Tough 2016, Seek Bargains” on December 6, 2015. The article can be read by clicking here – no WSJ subscription required. We wish you a happy and prosperous 2016! More ›


Do I Need Long Term Care Insurance?

Tuesday, February 3rd, 2015

Statistically, 70% of all retirees will need some form of long term care services at some point. According to the U.S. Department of Health and Human Services, 2/3 of long-term care comes from family members, while 1/3 of those who need help will eventually wind up in a nursing home or assisted living facility. On […] More ›


Six Strategies for Generating Greater After-Tax Returns

Tuesday, January 20th, 2015

Here are six strategies to help investors preserve their hard-earned investment gains and prevent them from being whittled away by taxes: Hold Appreciating Assets in Taxable Accounts and Higher Yielding Assets in Retirement Accounts By holding assets with the greatest expected capital appreciation potential (e.g. stocks) in a taxable account, investors defer paying tax on […] More ›