The Dog Days of Late Summer

Friday, September 4th, 2015

Chances are these days that you’re sneaking a peak at the investment markets and probably more than once a day. They’ve certainly provided their share of excitement recently: down 4% one day, up more than 2% the next day or two. Analysts are scrambling to explain why one day the markets are down sharply, and […] More ›


Bear in the China Shop

Tuesday, August 4th, 2015

China’s stock market appears to be back in free-fall, despite the Chinese government’s efforts to control stock prices and stem the panic. The chief culprit appears to be leverage: investors last year and in the first half of this year borrowed billions in order to buy stocks on margin, offering little or no collateral except […] More ›


Confusion about Reverse Mortgages

Friday, July 31st, 2015

In a study on reverse mortgage advertisements, the Consumer Financial Protection Bureau found that many participants are confused about the products.  The agency says consumers don’t understand that reverse mortgages are loans and they believe falsely that the loans are a government benefit.  The agency issued an advisory on how these loans work. Don’t be […] More ›


Caring for Aging Parents Part 3

Tuesday, June 9th, 2015

Money. It’s hard to talk about.  Add the complexity of an aging parent’s declining independence, and the conversation becomes ever more difficult. Here are some tips to help you start the conversation. 1. Recognize the need to step-in – Look for unpaid bills, repetitious donations or gifts in a short window of time, and new […] More ›


Caring For Aging Parents Part 2

Tuesday, May 26th, 2015

Deciphering Types of Housing and Care – Let’s get down to the business of explaining the types of housing and medical care available to aging parents. In order of degree of care: Home Health Care – Ordered by a doctor and provided as needed on an hourly basis in the person’s place of residence. Common […] More ›


Caring for Aging Parents Part 1

Tuesday, May 12th, 2015

Is home still a safe place for your aging parents? While no list can be exhaustive, here are several helpful cues to suggest a change in your parents’ living arrangements may be in order: Activities of Daily Living (“ADLs”) – Trouble managing the six ADLs, such as eating, bathing, dressing, toileting, walking and continence. If […] More ›


A Vacation Home: Better to Rent or Buy?

Tuesday, April 28th, 2015

Should you just buy a vacation property rather than renting every year? Let’s weigh some of the pros and cons: The Good Getting Started on a Retirement Home – If you’re a soon-to-be retiree, you can start building equity in a vacation property that you plan to ultimately live in during retirement. This also gives […] More ›


Real Estate Back in Vogue

Tuesday, April 14th, 2015

From outcast to homecoming king, real estate is popular again. But how (and should) this asset class be part of your long-term investment strategy? The Dow Jones Global Real Estate Index – a measure of commercial, residential and REIT returns throughout the investable world – returned almost 13.5% in 2014. Meanwhile, residential home prices in […] More ›


Your Home as an Investment

Tuesday, March 31st, 2015

It is often said that a home is the biggest investment most people will ever make. But is your home really an investment? As home prices rise, the long-lived debate over housing as an investment once again takes the limelight. Viewpoints are strongly held on both sides, and for good reason. The answer, in our […] More ›